Small Car Online Insurance Companies

Disadvantages of Small Car Insurance Companies

• You get what you pay for: If you choose a smaller car insurer because you want to save money with a low-cost policy, review the details carefully. The less you spend, the less coverage you’ll get — which could be disastrous if you get into an accident. 
• Fewer features: Large car insurers are competing to offer all kinds of perks for policyholders, from telematics to affinity group discounts to free roadside assistance. Small companies can’t always match these.
• Limited coverage area: Some small car insurance companies only offer policies in a few states. This means if you move, you’ll have to find a new insurer.

Meet Some Smaller Car Insurers

Choosing a car insurance company is a big decision. You should consider the affordability of their premiums, read customer reviews and research what’s covered by the policy. The A.M. Best Company rates insurance companies’ financial stability, which demonstrates a company’s strength.

Here are a few smaller car insurance companies and the special services and benefits they offer.